Flood insurance is necessary for any homeowner in Florida. During storms, water levels can crest beyond the highest points in the state, and traditional home insurance might not cover hurricane and flood damage.
Even if you don’t live near the water, you could be at risk. More than 20% of flood claims come from properties outside of high-risk flood zones, a statistic that’s even higher in Florida.
Flood insurance covers the foundation of your home as well as any belongings that are lost or destroyed because of rising waters. The National Flood Insurance Program (NFIP) provides policies which are sold through insurance agents.
Don’t take the risk that your homeowners insurance will protect you during a flood, consider adding this coverage to your plan today.
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