Personal Liability Insurance
Personal liability insurance covers any bodily injury or property damage that occurs under your care. It is commonly referenced in relation to home insurance to cover any medical or property damages that visitors suffer when they’re visiting your house.
Personal liability insurance does not cover any intentional harm that occurs to visitors in your home (like assault by one of your family members) and also does not cover injuries that happen to your family in your home. This insurance is meant to protect your family in the event that someone is accidentally injured (or their belongings are destroyed) when they are on your property or under your watch.
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