Renters insurance is sometimes referred to as tenant insurance and is meant to protect people who are renting apartments or single-family homes.
Renters insurance covers multiple different factors. It primarily covers the replacement of your belongings if anything were to happen to them. For example, if they were lost in a fire. Renters insurance also removes the tenant’s liability for any injuries that occur on the property and covers temporary housing in the event that your home is left uninhabitable.
Renters insurance typically does not cover damage to the structure of the building that you’re renting. Landlord insurance typically covers this damage, while the renter is only responsible for their belongings inside.
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